Totally agree with this one!! It would make people much more eager to try to level up. 

I really agree with this one. When I faint, I was going to pay some Galleons, but then I find that all my Gals are in Gringotts, so that I could only wait for 1 hour. I believe hardly anybody always keeps their money withdrawn, so it makes paying for the medicine quite inconvenient.

I find it annoying too...Great idea!